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Whatever your home ownership goal,
we’ve got a solution for you.
Whatever your home ownership goal, we’ve got a solution for you.
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What is LMI?
Lenders Mortgage Insurance (LMI) can help you accelerate your home ownership journey, and it can make it possible for you to get into your home sooner with a deposit as little as 5%.
Lenders Mortgage Insurance (LMI) provides protection to a lender to help you purchase a property with a smaller deposit. LMI protects your lender against the risk of potential losses, in case you are unable to make your home loan repayments, and the lender is unable to recover the outstanding loan amount from the sale of the security property.
This makes loans more accessible to people who are looking to buy a home with less than 20% deposit.
We'll get you there.
Cut through the complexity and reach your home ownership goals faster.
Flexible payment options to help you get into a home sooner.
Home buyers have a range of flexible options for paying the LMI cost to their lender.
- Paying the fee upfront at settlement
- Adding the fee to the loan amount
- Paying the fee monthly during the loan term*
- Your extended family paying the LMI fee upfront, with a discount*
*These options may not be applicable for all lenders. Please check with your lender and mortgage broker if these options are available.
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Home ownership made simple with LMI.
Start your home story with LMI.
Discover how LMI helped Mitch and Amelia break free from the rental cycle and purchase their first home with a 10% deposit.
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Start your home story with LMI.
Discover how LMI helped Mitch and Amelia break free from the rental cycle and purchase their first home with a 10% deposit.
Better, sooner, brighter.
Explore how LMI helped a couple buy a bigger, better property.
What is LMI?
Understand the cost, who it protects and how it can help home buyers purchase a home sooner.
Get home sooner
Struggling to save a 20% deposit? Enter the market sooner with LMI.
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