Home ownership is a powerful foundation for long-term financial wellbeing. That’s why we partner with lenders to manage risk across the home lending journey, from entering the market for the first time, buying an investment property or moving home.

We partner with lenders to manage risk and make home ownership accessible to more people.

Australia's risk partner for home lending

Helia is a leading risk partner for Australia’s home lending industry. For more than 60 years, we have partnered with lenders to accelerate financial wellbeing through home ownership, making low deposit lending safer through solutions such as Lenders Mortgage Insurance (LMI).

In 2025, Helia supported over 36,000 people to buy a home.

Australia's risk partner for home lending

Helia is a leading risk partner for Australia’s home lending industry. For more than 60 years, we have partnered with lenders to accelerate financial wellbeing through home ownership, making low deposit lending safer through solutions such as Lenders Mortgage Insurance (LMI).

In 2025, Helia supported over 36,000 people to buy a home.

Understand how LMI supports buyers with a smaller deposit to enter the market for the first time, buy an investment property or move home.

Understand how LMI supports buyers with a smaller deposit to enter the market for the first time, buy an investment property or move home.

About LMI

About LMI

Our estimators

Explore our Home Deposit Estimator, LMI Fee and Servicing Estimators.

Coin V
Home Deposit
Estimator

Compare low deposit options

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LMI Fee
Estimator

Estimate LMI fees

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Servicing
Estimator

Understand servicing requirements

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Connect with us on LinkedIn 

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Copyright ©2026 Helia Group Limited ABN 72 154 890 730. All rights reserved. Contact us for more information.

Helia Group Limited acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders past and present. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which we operate and where our team members reside.

Important information

The information contained on this website is general information. It does not constitute legal, tax, credit or financial advice, and is not tailored to a borrower’s specific circumstances. Borrowers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position.

Helia Insurance Pty Limited’s (‘Helia’) credit activities are limited to credit activities engaged by it as an assignee in relation to providing lenders mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. LMI is insurance that protects credit providers, not home buyers, and cannot be provided directly to home buyers. The information provided on this website does not refer to a credit contract with any particular credit provider.