About Lenders Mortgage Insurance

About Lenders Mortgage Insurance

Australia's leading LMI provider - Helia.

Helia has proudly played a pivotal role in the property market since 1965 as Australia's first Lenders Mortgage Insurance (LMI) provider and are dedicated to leading the way for years to come.

In 2024, we helped over 31,000 Australians achieve home ownership.

We are reimagining the home ownership experience to get you there faster.

We know that everyone's property journey is unique.

Whether the goal is to:

own one
invest in one
upgrade one
benefit from the value you've built in one

We're here for you.

We are reimagining the home ownership experience to get you there faster.

We know that everyone's property journey is unique.

Whether the goal is to:

own one
invest in one
upgrade one
benefit from the value you've built in one

We're here for you.

Achieve your dream of home ownership
with Lenders Mortgage Insurance.

Learn more about LMI

Achieve your dream of home ownership with Lenders Mortgage Insurance.

Learn more about LMI

Your expert partner in home buyer education and thought leadership.

Investors

Investors

How Christina and Mark invested sooner with help from LMI.

Investors

Investors

How Christina and Mark invested sooner with help from LMI.

Investors

Refinancers and upgraders

Resources to support home owners with the next steps of their home ownership journey.

Refinancers & Upgraders

Refinancers and upgraders

Resources to support home owners with the next steps of their home ownership journey.

Explore our estimators.

Cut through the complexity and reach your home ownership goals faster.

Coin V

Home Deposit
Estimator

What are your deposit options?

Key V

LMI Fee
Estimator

Estimate your LMI fees

Bargraph V

Servicing
Estimator

Find out your affordability

Join our Community.

Connect with us on

Join our Community.

Connect with us on

Copyright ©2026 Helia Group Limited ABN 72 154 890 730. All rights reserved. Contact us for more information.

The information contained on this website is general information. It does not constitute legal, tax, credit or financial advice, and is not tailored to a borrower’s specific circumstances. Borrowers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position.

Helia Insurance Pty Limited’s (‘Helia’) credit activities are limited to credit activities engaged by it as an assignee in relation to providing lenders mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. LMI is insurance that protects credit providers, not home buyers, and cannot be provided directly to home buyers. The information provided on this website does not refer to a credit contract with any particular credit provider.