Deposit Comparison
Estimator
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Deposit Comparison Estimator is currently under maintenance.
Download ‘Get the LMI fact’ sheet
More about our award winning estimator
The estimator provides an estimate of costs across six scenarios: -
Wait and save for a 20% deposit 
Buy now, with the upfront cost of LMI capitalised into the loan amount 
Buy now, with LMI monthly fee 
Buy now, with LMI Family Assistance (a deduction to the fee when paid upfront by a Family member 
Buy now, with support from a third-party as guarantor e.g ‘bank of mum & dad’ 
Buy with First Home Guarantee (previously known as the First Home Deposit Loan Scheme (FHLDS) |
Each deposit option displays the key considerations for each option.
The estimator also provides the user with a snapshot of future value, in that it projects assumptions to 10, 20 and 30 years which assists home buyers consider their financial situation and make decisions with more confidence.
DISCLAIMER: The list of comparable options is provided for your information and to illustrate scenarios only. The results should not be taken as a substitute for professional advice as Helia is not a financial adviser. You should seek legal, financial, tax and other advice about how this information may relate to your personal circumstances. Helia is not liable for any loss caused from the use of, or reliance on, this information. This information does not include any applicable grants or stamp duty exemptions that may apply, including for first home buyers.