With rising property prices and cost-of-living pressures, the dream of owning your own property can feel increasingly out of reach. We get it.
But what if you could go from renting to ownership, sooner than you think? With LMI, you could enter the property market with a small deposit and kickstart your property journey through rentvesting. Live where you love today and own where there's growth for tomorrow.
Now could be the perfect time to get into the property market and avoid being priced out. Skip the FOMO and start your property journey with LMI today.
LMI: Your key to rentvesting
Why choose between lifestyle and securing your financial future? With rentvesting you can have both - live in an area you love while you invest where it makes sense.
LMI can help you fast-track your rentvesting journey with a smaller deposit so you can start building towards your future - without putting your life on hold.
Get in with a small deposit
Don't wait until you've saved a 20% deposit. LMI lets you buy now with the savings you already have - no years of waiting required.
Build wealth while you rent
Boost your borrowing power with LMI and purchase in a high-growth, affordable area. Rent it out, and watch your equity grow over time.Live where you love
Stay close to work, friends, or the city. Rentvesting gives you all the benefits of living where you want now while building towards your future wellbeing.“I feel like we can now better plan to purchase our dream home using the equity from our investment property. By rentvesting with LMI, we're not only investing in a property, but also in our future.”
- Sharona, rentvestor
Read Sharona's full story
On average, home buyers who have used LMI have grown their equity by an additional $107,000 within 5 years*
Ready to take your next step?
Get in touch with your lender or mortgage broker to discuss how LMI could help you reach your home ownership goals today.
More about Lenders Mortgage Insurance (LMI)
LMI is an insurance policy that protects your lender if you default on your loan and your lender is unable to recover the full loan amount you owe. This insurance gives your lender the confidence to accept a smaller deposit, giving you the ability to buy now with a deposit less than 20% of the property value.
More resources
Check out our other resources to help you on your home buying journey.
Rentvesting in Sydney with LMI: Sharona's story
Investing in property with LMI: Mark and Christina's story
Lenders Mortgage Insurance (LMI) fact sheet
*This outcome is based on Helia internal data for properties purchased using Helia’s LMI between 2014 to 2019 across all Australian States and Territories. The average additional equity growth is the increase in the value of the portfolio over a 5 year period following purchase.