LMI Lets Me Invest

Looking to invest in your future without compromising your current lifestyle? Rentvest with Lenders Mortgage Insurance (LMI).

LMI Lets Me Invest

Looking to invest in your future without compromising your current lifestyle? Rentvest with Lenders Mortgage Insurance (LMI).

With rising property prices and cost-of-living pressures, the dream of owning your own property can feel increasingly out of reach. We get it. 

But what if you could go from renting to ownership, sooner than you think? With LMI, you could enter the property market with a small deposit and kickstart your property journey through rentvesting. Live where you love today and own where there's growth for tomorrow. 

Now could be the perfect time to get into the property market and avoid being priced out. Skip the FOMO and start your property journey with LMI today.

LMI: Your key to rentvesting

Why choose between lifestyle and securing your financial future? With rentvesting you can have both - live in an area you love while you invest where it makes sense.

LMI can help you fast-track your rentvesting journey with a smaller deposit so you can start building towards your future - without putting your life on hold.

Get in with a small deposit

Don't wait until you've saved a 20% deposit. LMI lets you buy now with the savings you already have - no years of waiting required.

Build wealth while you rent
Boost your borrowing power with LMI and purchase in a high-growth, affordable area. Rent it out, and watch your equity grow over time.

Live where you love
Stay close to work, friends, or the city. Rentvesting gives you all the benefits of living where you want now while building towards your future wellbeing.

“I feel like we can now better plan to purchase our dream home using the equity from our investment property. By rentvesting with LMI, we're not only investing in a property, but also in our future.”

- Sharona, rentvestor

Read Sharona's full story

“I feel like we can now better plan to purchase our dream home using the equity from our investment property. By rentvesting with LMI, we're not only investing in a property, but also in our future.”

- Sharona, rentvestor

Read Sharona's full story

On average, home buyers who have used LMI have grown their equity by an additional $107,000 within 5 years*

Ready to take your next step?

Get in touch with your lender or mortgage broker to discuss how LMI could help you reach your home ownership goals today.

More about Lenders Mortgage Insurance (LMI)

LMI is an insurance policy that protects your lender if you default on your loan and your lender is unable to recover the full loan amount you owe. This insurance gives your lender the confidence to accept a smaller deposit, giving you the ability to buy now with a deposit less than 20% of the property value.

Download LMI fact sheet

More about Lenders Mortgage Insurance (LMI)

LMI is an insurance policy that protects your lender if you default on your loan and your lender is unable to recover the full loan amount you owe. This insurance gives your lender the confidence to accept a smaller deposit, giving you the ability to buy now with a deposit less than 20% of the property value.

Download LMI fact sheet

More resources

Check out our other resources to help you on your home buying journey.

Rentvesting in Sydney with LMI: Sharona's story

Download now

Investing in property with LMI: Mark and Christina's story

Learn more

Lenders Mortgage Insurance (LMI) fact sheet

Download now

*This outcome is based on Helia internal data for properties purchased using Helia’s LMI between 2014 to 2019 across all Australian States and Territories. The average additional equity growth is the increase in the value of the portfolio over a 5 year period following purchase.

Copyright ©2025 Helia Group Limited ABN 72 154 890 730. All rights reserved. Contact us for more information.

Helia Group Limited acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders past and present. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which we operate and where our team members reside.

 

Important Information

The information contained on this website is general information. It does not constitute legal, tax, credit or financial advice, and is not tailored to a borrower’s specific circumstances. Borrowers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position.

Helia Insurance Pty Limited’s (‘Helia’) credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender’s mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. LMI is insurance that protects credit providers, not home buyers, and cannot be provided directly to home buyers. The information provided on this website does not refer to a credit contract with any particular credit provider.