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Credit Reporting

Policy

Credit Reporting

Policy

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Credit Reporting Policy

 

Helia Insurance Pty Limited (ABN 60 106 974 305) has practices in place to comply with any consumer credit-related information we come into contact with in accordance with the Privacy Act 1988.
This information includes information about your mortgage applications, mortgage accounts and your credit related information that we obtain from mortgage lenders, credit providers, mortgage brokers and originators and credit reporting bodies (CRBs).
For ease of reference in this Policy, we refer to this information collectively as ‘credit-related information’. For information about how we manage and protect your personal information other than credit-related information, please see our Privacy Policy on helia.com.au/privacy-policy

As a company offering lenders mortgage insurance products and services we collect and hold a range of credit related information.

This includes a broad range of information about loan applicants and proposed third party security providers. This information can also include such things as loan application information, contact details, identification information, financial information and supporting documentation (including credit history and employment details), transaction history information, repayment history, details of your bank accounts, credit application information with other credit providers, information related to your credit worthiness which is derived by us or by CRBs, court proceedings information, personal insolvency information and credit-related publicly available information.

Copyright ©2025 Helia Group Limited ABN 72 154 890 730. All rights reserved. Contact us for more information.

Helia Group Limited acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders past and present. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which we operate and where our team members reside.

 

Important Information

The information contained on this website is general information. It does not constitute legal, tax, credit or financial advice, and is not tailored to a borrower’s specific circumstances. Borrowers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position.

Helia Insurance Pty Limited’s (‘Helia’) credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender’s mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. LMI is insurance that protects credit providers, not home buyers, and cannot be provided directly to home buyers. The information provided on this website does not refer to a credit contract with any particular credit provider.