Your future.

Made simple.

Your future.

Made simple.

Whatever your home ownership goal,
we’ve got a solution for you.

What is LMI?


Lenders Mortgage Insurance (LMI) can help you accelerate your home ownership journey, and it can make it possible for you to get into your home sooner with a deposit as small as 5%.

Lenders Mortgage Insurance (LMI) provides protection to a lender to help you purchase a property with a smaller deposit. LMI protects your lender against the risk of potential losses, in case you are unable to make your home loan repayments, and the lender is unable to recover the outstanding loan amount from the sale of the security property.

 

This makes loans more accessible to people who are looking to buy a home with less than 20% deposit.

Lenders Mortgage Insurance (LMI) provides protection to a lender to help you purchase a property with a smaller deposit. LMI protects your lender against the risk of potential losses, in case you are unable to make your home loan repayments, and the lender is unable to recover the outstanding loan amount from the sale of the security property.

 

This makes loans more accessible to people who are looking to buy a home with less than 20% deposit.

Home buyers have a range of flexible options for paying the LMI cost to their lender – either paying the fee upfront, capitalising the amount into their loan, or paying a monthly LMI fee.

  • We make it easier and faster for home buyers to own property. 
  • We reduce financial risk for lenders.
  • We stand behind lenders and brokers with flexible solutions.
  • We empower our partners to reach new heights.
  • We accelerate financial wellbeing through home ownership, now and for the future.

Home buyers have a range of flexible options for paying the LMI cost to their lender – either paying the fee upfront, capitalising the amount into their loan, or paying a monthly LMI fee.

  • We make it easier and faster for home buyers to own property. 
  • We reduce financial risk for lenders.
  • We stand behind lenders and brokers with flexible solutions.
  • We empower our partners to reach new heights.
  • We accelerate financial wellbeing through home ownership, now and for the future.
LMI Factsheet
LMI Factsheet

Whatever your home ownership goals, we’re here to help you.

LMI enables home buyers to buy a home or investment property without having to save a 20% deposit. Build financial wellbeing and security today and for the future. 

Learn more

LMI Factsheet
LMI Factsheet

Whatever your home ownership goals, we’re here to help you.

LMI enables home buyers to buy a home or investment property without having to save a 20% deposit. Build financial wellbeing and security today and for the future. 

Learn more

What is LMI? video
What is LMI? video 

Home ownership.
Made simple.

Watch our short video to help you understand what LMI is, what it costs, who it protects and how it can help you purchase a home with less than a 20% deposit. 

What is LMI? video
What is LMI? video 

Home ownership.
Made simple.

Watch our short video to help you understand what LMI is, what it costs, who it protects and how it can help you purchase a home with less than a 20% deposit. 

Get home sooner video
Get home sooner video

Achieve your dream of home ownership sooner.

Are you struggling to save a 20% deposit? LMI can help you to break the rental cycle and purchase a home with as little as a 5% deposit of the purchase price. 

Get home sooner video
Get home sooner video

Achieve your dream of home ownership sooner.

Are you struggling to save a 20% deposit? LMI can help you to break the rental cycle and purchase a home with as little as a 5% deposit of the purchase price. 

More Information.

LMI made simple.

Copyright ©2022 Helia Group Limited ABN 72 154 890 730. All rights reserved. Contact us for more information.

Helia Group Limited acknowledges the Traditional Custodians of the lands on which we operate and pay our respects to Elders past and present. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which we operate and where our team members reside.

Important Information

The information contained on this website is general information. It does not constitute legal, tax, credit or financial advice, and is not tailored to a borrower’s specific circumstances. Borrowers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position.

Helia is not a ‘credit provider’, as that term is defined in the National Consumer Credit Protection 2009 (Cth) in respect to its provision of LMI. LMI is insurance that protects credit providers, not borrowers, and cannot be provided directly to borrowers. The information provided does not refer to a credit contract with any particular credit provider.